Consultancy

Rithipul Consultancy

We are financial specialists across a range of industries, currently focussed on the real estate development industry and personal finance management, providing top class customer service and niche financing solutions to help our clients and partners achieve their business and personal goals.

To do our job properly, we need to know our clients’ business and we do. We build strong sustainable relationships and pride ourselves on offering excellent customer service.

Rithipul Consultancy Suite of products and services include:
Personal finance management through Kotluy mobile app.
Banking consultancy and advisory.
Consulting on real estate development.
Advisory on real estate purchases and sales.
Business and finance content creation and delivery.
Enabling communities to leverage social capital and access credit for community development.
Facilitate impact investment funding for SMEs, entrepreneurs and startups.

Banking Consultancy and Advisory

Our new loan facilitation services include but is not limited to:
Identification of financial institution(s) potentially interested in financing entrepreneurs/startups/SMEs.
Business plan development (when applicable) and activation of loan application processes on behalf of the entrepreneur/startup/SM.
Negotiating new loan servicing terms that is fair, reasonable, and acceptable to the entrepreneur/startup/SME.

From competitive business loans and programs to flexible terms, we work hard to tailor a solution that makes sense for your business. Working with us gives you the necessary local expertise and an in-depth knowledge of the marketplace.

Resolving the issue of Non-Performing Loans (NPL) is not just a regulatory problem to address but a way to manage a bank’s balance sheet and increase profitability.

Sound management of non-performing loans means that these would be replaced by new, sound exposures. Interest income would be boosted as a result, as rates charged on new business would substitute for the lower earnings from non-performing loans. Other benefits would include lower funding cost or lower capital requirements that would be forthcoming from a reduction of NPL.

Our range of services, offered principally to the banking sector, includes the analysis, valuation and assistance with the recovery of NPL. We work with our clients to formulate alternative scenarios according to strategic objectives and the requirements of the creditors. We consider individual strategies for the optimization of each asset, as well as global strategies for financial reporting, portfolio disposals, the establishment of “Bad” banks, and securitization, among others.

Whether you are opening your first bank account or have managed a deposit account for years, it helps to know the different types of banking services available.

This ensures you get the most out of your current financial institution. Deciding which services are most important can lead you to the bank that best fits your needs.

We provide advisory services on bank deposits and savings products to Cambodian citizens and businesses tailored to their respective specific needs. The right deposit account, held at a financial institution that allows deposits and withdrawals, are very liquid and can be accessed using checks, automated teller machines, and electronic debits, among other methods.

Business capital comes in two main forms: debt and equity. Debt refers to loans and other types of credit that must be repaid in the future, usually with interest. Equity, on the other hand, generally does not involve a direct obligation to repay the funds. Instead, equity investors receive an ownership position in the company which usually takes the form of stock.

We help entrepreneurs, startups and SMEs fully understand the cost of capital, right capital structure (debt:equity), sources of capital etc. in doing their businesses.

Investment funds are a way of investing money alongside other investors in order to benefit from the inherent advantages of working as part of a group. Types of investment funds include mutual funds, exchange-traded funds, money market funds, and hedge funds.

We offer a full range of investment fund advisory services to private equity and venture capital funds as well as family offices and fundless sponsors supporting the work they do and their portfolio companies.

Building and maintaining successful investment funds require significant resources. To this end, Rithipul helps clients gain access to new investment opportunities and to receive individual support throughout the entire process.

About Rithipul

Rithipul is a private limited company on a mission to empower Cambodian people and enterprises with the knowledge, skills and leadership in financial management.